A Detail Guide About CVV Number
When you are making a purchase online or over the phone, you may be asked to provide your CVV number. This number is an important security feature on your credit or debit card that helps to protect you from fraud.
In this article, we will take a look at what a CVV number is, where to find it and how it can help to keep you safe when shopping online.
What is a CVV Number?
A CVV number is a three or four-digit security code that is printed on your credit or debit card. It is also sometimes referred to as a CVC or CSC number.
The CVV number is used as an additional security measure to ensure that the person making the purchase has the physical card in their possession. This helps to protect against fraudsters who may have obtained your card details through other means.
When you are making a purchase online or over the phone, you will be asked to provide your CVV number. The number will be requested at the point of sale and you will need to enter it into the relevant field.
Once the number has been entered, the purchase will be processed as normal.
Where to Find Your CVV Number?
Your CVV number can be found on the back of your credit or debit card. For Visa, Mastercard and Discover cards, the number will be printed on the back of the card in the signature strip.
For American Express cards, the number is printed on the front of the card above the card number.
How Does a CVV Number Help to Protect Against Fraud?
A CVV number helps to protect against fraud in two main ways. Firstly, it ensures that the person making the purchase has the physical card in their possession.
This is because the number is printed on the card and is not stored electronically. Therefore, even if a fraudster has obtained your card details, they will not be able to make a purchase without also having the physical card.
Secondly, the CVV number is not included in the magnetic stripe on the back of the card. This means that even if a fraudster is able to create a fake credit or debit card, they will not be able to use it to make purchases online or over the phone.
In conclusion, a CVV number is a security code that is printed on your credit or debit card. It is used as an additional security measure to ensure that the person making the purchase has the physical card in their possession.
The number helps to protect against fraud by ensuring that the card is present at the time of purchase and by preventing the use of fake credit or debit cards.
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