What is Pci Compliance Meaning ? What You Need To Know

ByMarkl Harries
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Pci Compliance Meaning is the term used to describe the requirements set forth by the Payment Card Industry Security Standards Council for businesses that accept, process, or store credit card information. In order to be compliant with these standards, businesses must follow a number of security measures designed to protect customer data.

There are four main requirements for PCI compliance:

  1. Build and Maintain a Secure Network

This includes installing and maintaining a firewall configuration to protect cardholder data. Businesses must also use strong access control measures, such as restricting physical access to cardholder data and using unique user IDs and passwords.

  1. Protect Cardholder Data

This requirement includes encrypting all transmission of cardholder data across open, public networks. businesses must also ensure that all systems handling cardholder data are properly secured and that any media containing cardholder data is physically secure.

  1. Maintain a Vulnerability Management Program

This requirement includes using industry-leading antivirus software and keeping all systems up to date with the latest security patches. Businesses must also regularly scan their networks for vulnerabilities and perform penetration testing.

  1. Implement Strong Access Control Measures

This requirement includes restricting access to cardholder data to only those individuals who need it for their job duties. businesses must also assign unique IDs to all users, limit physical access to cardholder data, and track and monitor all access to cardholder data.

Failure to comply with these requirements can result in hefty fines from the PCI Security Standards Council. In addition, businesses that are found to be non-compliant may be subject to additional penalties from their credit card processors or banks.

PCI compliance is a complex process, but it is essential for businesses that accept credit cards. By following the requirements outlined above, businesses can help protect their customers’ data and avoid costly penalties.

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