A Grant of Probate is a legal authorisation given by a UK court that confirms the validity of a deceased person’s will and appoints the executor(s) to manage their estate. Without it, executors cannot access bank accounts, sell property, or deal with many other assets belonging to the deceased. In cases where there is no will, a similar document, called letters of administration, is required.

The Grant of Probate is essential because financial institutions, land registries, and other organisations typically demand proof of legal authority before releasing assets. It safeguards against fraud or misappropriation. It provides clarity to third parties about who is legally responsible for distributing the estate. Without it, executors may face roadblocks or delays in settling the deceased’s affairs.

Importance of the Grant of Probate

• Legal Authority - Executors gain formal power to act on behalf of the deceased.
• Smooth Administration - Assets such as shares, property, and bank accounts can only be dealt with once probate is granted.
• Protection - It ensures that financial institutions deal with the correct person rather than someone acting without legitimate authority.
• Credibility - It gives beneficiaries and third parties confidence in the executor’s role.
• Liability Limitation - Executors can act with less risk of personal liability when following the grant and legal directives.

Who Needs a Grant of Probate?

A Grant of Probate is generally required when the deceased leaves a will and the value of their estate meets or exceeds a certain threshold set by banks, building societies, or HM Revenue & Customs. Even if the estate is modest, some institutions may see probate before releasing funds. If someone dies intestate or without a will, the executor or person seeking appointment can apply for letters of administration.

How does the process work?

Executors must gather all details of the estate (property, savings, investments, and debts). They submit the will, a death certificate, and relevant application forms to the Probate Registry along with the appropriate fee. If approved, the court issues the Grant of Probate. Then the executor can collect and distribute assets according to the will (or intestacy rules).

IWC Helps in Grant of Probate

IWC is a recognised agency helping executors and families through every stage of the Grant of Probate process. A pool of experts has been working here to offer guidance, document preparation, and liaison with courts. Their service ensures that applications are accurately completed, deadlines met, and institutional demands addressed. With IWC’s support, clients experience fewer complications, greater peace of mind, and timely access to estate assets.