UBS group ag provides financial services globally to private and institutional clients. It offers investment, retail and corporate banking; holistic wealth management planning and asset management services.
The company consists of five business divisions. These include Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank.
Global Wealth Management
The Global Wealth Management division of ubs group ag offers a comprehensive range of advisory and investment services. The division’s team of highly experienced financial advisors helps clients develop a wealth strategy based on their specific needs and objectives.
The division offers clients a variety of services, including wealth management, asset management, investment banking, and banking. The firm’s asset management strategies are based on long-term investing and risk control.
These strategies help to limit portfolio viability and protect against large losses, while aiming to deliver superior investment performance. The firm also strives to provide a high level of client service and value.
This division is a key component of the ubs group ag portfolio, with $2.6 trillion in assets under management and over 60,000 employees worldwide. It provides a variety of products and services to private and corporate clients in a variety of markets. Among the division’s competitors are Merrill Lynch, Credit Suisse, and Pictet.
Personal & Corporate Banking
Personal & Corporate Banking is a division of ubs group ag, a global financial services and investment firm. It provides comprehensive financial products and services for private, corporate and institutional clients in Switzerland.
The division is a central element of UBS’s universal bank delivery model in Switzerland, supporting other business divisions by referring clients and growing the wealth of its private clients so they can be transferred to Wealth Management.
The Personal & Corporate Banking division offers personal banking solutions, including deposits, cards, and online and mobile banking, as well as lending and investments. It also offers corporate and institutional solutions, including equity and debt capital markets, syndicated credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions. It also offers platform solutions and advisory support.
The Asset Management division of ubs group ag offers investment advice and solutions to high net worth clients around the world. It provides wealth planning, investing, philanthropy, and family advisory services as well as mortgage, securities-based, and structured lending solutions.
UBS Asset Management has USD 1.1 trillion in invested assets and a presence in 23 markets worldwide. It offers world-class investment capabilities and styles across all major traditional and alternative asset classes, as well as platform solutions and advisory support to institutions; wholesale intermediaries, and Global Wealth Management clients globally.
The goal of asset managers is to maximize the value of their clients’ investments, based on their risk profile and preferences. This often involves allocating portfolios to different asset types and analyzing historical data to project the expected return.
The Investment Bank division of ubs group ag provides a range of services to individuals, institutions, corporations, governments and financial intermediaries worldwide. The division offers wealth management, asset management, and investment banking services.
An investment bank is a financial institution that helps companies, organisations, and high net worth individuals raise capital through various means. These services include underwriting new debt and equity securities for clients, arranging for mergers and acquisitions and brokering trades for institutional and private investors.
Investment banks are classified into three different categories: bulge bracket, middle market, and boutique. Bulge bracket investment banks are the largest and most global; middle market banks are mid-sized financial firms and boutiques are smaller financial institutions that focus on one area of expertise, such as restructuring or mergers and acquisitions.
The sales & trading (S&T) group of investment banks works with their institutional investor client, such as hedge funds, to buy and sell securities such as stocks, options, and bonds. They also provide other investment banking services, such as credit research, fixed income research, and macroeconomic analysis to help their clients make the best decisions.