Is choosing the right payment gateway among the top 10 payment gateway in India just a technical decision? No, it is not. Rather, you can consider it a strategic business move. It can be a startup launching its first product. Or, it can be an established enterprise handling thousands of daily transactions; it is the right gateway service provider that can make a direct impact on revenue, customer trust, and cash flow.
Here, we have come up with a detailed comparison, where we have broken down the Top 10 payment gateway in India. To your good news, we have compared them on features, scalability, ease of integration, settlement speed, and business suitability. Read on so that you can make an informed decision.
1. Wonderpay
When it comes to one of the most reliable names among the top 10 payment gateway in India, you can’t miss out on Wonderpay. This is especially true for startups and fast-growing businesses. It is built with a strong focus on automation and operational simplicity. Thus, Wonderpay has come up with a unified platform to manage collections, payouts, reconciliation, and tax compliance.
And what sets Wonderpay apart is its clean dashboard, fast onboarding, instant or near-instant settlements. Also, its support for UPI, cards, payment links, subscriptions, and virtual accounts makes it the number 1.
Also Read : Best Payment Gateway in India for Freelancers & Creators
2. Razorpay
Razorpay has remained one of the best payment gateway in India due to its wide feature set and strong developer ecosystem. It supports everything from cards and UPI to net banking, wallets, EMI options, and international payments.
Apart from payments, Razorpay offers value-added tools such as subscriptions, smart collect, payroll, and automated accounting integrations.
3. Cashfree Payments
When it comes to a high transaction success rate, Cashfree is the one. It comes with the best flexible settlement options. Along with this, it supports instant payouts, international cards, and advanced features like tokenization and smart routing.
It has a strong API support and excellent uptime. So you can consider Cashfree as a strong payment gateway service provider for businesses that prioritize reliability and speed.
Must Read : Simple Guide to Payment Gateway Integration for Websites:2026
4. PayU
PayU comes up with payments for thousands of Indian and global businesses. And to your good news, it supports all major payment methods and offers enterprise-grade infrastructure designed for large transaction volumes.
At the same time, PayU provides risk management tools and multi-currency processing. This, in turn, makes this payment gateway service provider suitable for businesses with both domestic and international customers.
5. CCAvenue
When it comes to the payment gateway in India ecosystem, CCAvenue is one of the oldest players. It offers one of the widest ranges of payment options, including cards, UPI, net banking, wallets, EMIs, and multi-currency payments. Its interface may feel traditional, but its breadth of payment coverage remains unmatched.
6. Paytm Payment Gateway
Paytm’s payment gateway leverages its massive UPI and wallet user base across India. With quick digital onboarding and high UPI success rates, Paytm is a popular choice for businesses targeting Indian consumers.
It integrates easily with websites and apps and supports rapid go-live timelines.
Suggested Read : Why Choose Wonderpay Payment Gateway In India for Businesses
7. Instamojo
When it comes to ease of use, Instamojo is exactly what you need. From offering fast onboarding and payment links to basic storefront tools and support for UPI, cards, and net banking, Instamojo has it all. So, there is no doubt on that fact that why it has made it to the top 10.
8. PhonePe Payment Gateway
PhonePe’s payment gateway is built around India’s booming UPI ecosystem. It provides fast, reliable UPI payments backed by a highly trusted consumer brand. It is ideal for businesses where UPI dominates checkout behavior because PhonePe offers excellent conversion potential.
Also Read : Payment Gateway Charges Guide for Businesses
9. PayPal India
PayPal is a preferred option for businesses with international customers. It supports multiple currencies and is widely trusted by overseas buyers. Yes, it's true that transaction fees are higher, but PayPal’s global acceptance and security standards make it preferable for cross-border commerce.
10. Easebuzz
Easebuzz puts its focus on intelligent checkout experiences, helping businesses reduce cart abandonment. It supports over 150 payment options and provides features like instant refunds, analytics, and fraud prevention.
Final Verdict
Business size, target audience, transaction volume, and growth plans; all these factors play an important role when choosing the right payment gateway service provider. You can go for Wonderpay among these top 10 payment gateways in India for speed, simplicity, and modern infrastructure without a second thought. And the fact is that a well-chosen payment gateway service provider doesn’t just process payments; it helps in the growth of your business.