Things You Need to Know about Truck Accident Benefits
Some of the very severe motor vehicle accidents involve trucks. Truck accidents may result in tragic injuries and even the deaths of a large number of Canadians. The forms of trucks, mostly involved in accidents are 18-wheelers, semi trucks, tractor trailers and other huge commercial vehicles with a gross vehicle weight of 10,000 pounds plus.
Let’s check out some of the very common factors behind these mishaps:
- Jackknifing
- Truck rollovers
- Under-riding
- Trucks crossing into approaching traffic
- Truck drivers drifting off to sleep at the wheel
- Trucks hitting a car having taken an extensive turn
- Failing to modify speeds on winding roads or downhill
- Failing to maintain the truck properly
- Ignoring trucking regulations
Injuries incurred may range from minor to tragic outcomes:
- Closed head injury, traumatic brain injury, concussion
- Spinal cord injury, including quadriplegia and paraplegia
- Fractures¸ broken bones
- Shoulder injuries
- Knee injuries
- Neck injuries
- Scarring and other forms of disfigurement
- Amputation
- Soft tissue injuries and other serious disabilities
Compensation
As in the case with any motor vehicle accidents in Canada, individuals who incur damages consequently of a truck disaster are entitled to obtain compensation. A prey can claim compensation by filing an issue against anyone accountable for the mishap. You can even apply for an incident benefits claim through a vehicle insurance company and such a claim is usually referred to as the no-fault claim.
You may be entitled to several benefits through the accident benefits claim and the types include caregiver benefits, income replacement benefits, attendant care benefits and medical and rehabilitation benefits. In cases of death, your survivors may also be eligible for death along with funeral benefits.
If you or all of your loved ones has been severely injured in a truck accident, there are many critical decisions for you to make. Always bear in mind that the accident settlement will only pay for the total amount or what is not covered by your other insurance policies. Are you aware that proceedings, you can claim compensation for loss of enjoyment of life, pain and suffering, future and past income loss, economic compromise, and past and future rehabilitation and medical expenses.
Means of Building a Claim for Accident Benefits
If a person has been involved in a truck accident, his / her accident benefit insurer must be contacted within 7 days after the accident. The insurer is then constrained to offer you an incident benefits package.
Berkeley Truck Accident Lawyer will help you complete these documents that also include an application to be completed by your employer and your doctor as well. You ought to make sure that the documents are prepared and forwarded to the insurance company in a regular manner. Completing the application form as soon as possible is of vital importance.