Mouth-Watering Swiggy Offers on Lazypay Loan App

ByDilip Singh

Where do you go to when you desperately need cash. The first thing you would do is to go online and select an online loan App that meets your requirements. Register on the App and apply for a loan. The App will require some basic information and based on this information, will grant you a credit limit that you can use in parts or use the entire amount. This takes just a few minutes and you can do it in the comfort of your home with your smartphone.

Who is eligible to get loans?

There are very few criteria for any individual to get a loan. Applicants should be a resident Indian resident between a certain age (22 to 60 years). You should be gainfully employed and live in an area where the finance company has a representative office. To get a loan online, you don’t need a guarantor nor any collateral.  Loans are disbursed within minutes, so this is an ideal option if you are in a hurry to get a loan.

What are the Documents Required for a Loan?

Unlike regular banks, online loan companies do not require stacks of documents. You will need a personal ID and proof of address issued by a government agency. You will also need a clear selfie of your face. All these documents have to be uploaded to the App.

You may have to upload a copy of your salary slip if you are an employee. If you are self-employed, you will have to show your earning by uploading your passbook. There is a minimum salary for employees and a minimum earning for self-employed.

Lastly, you will have to provide your bank details like bank account number, bank name, branch and IFSC code of the bank. This is to allow the loan amount to be credited to your account.

Loans are Available for a Wide Variety of Reasons

Loans can be taken for the following reasons. These include:

  • Medical Emergencies: This is for the cost of hospitalisation and medical treatment
  • Wedding Expenses: This will help in meeting the expenses of a wedding in the family
  • Commercial loan: Self-employed can take loans for buying raw materials, new machinery and for working capital.
  • House Renovation: Renovate your house by making repairs, painting and buying new furniture.
  • Educational loans: Help your child to go abroad for higher studies or to get a professional degree
  • Vehicle purchase: Buy a two-wheeler for your personal use with the loan.

Is your data secure with the Online Loan Apps?

Your personal data and your bank details are fully protected by a robust firewall that prevents unauthorised entry by malicious hackers. They also do not share your details with any third party entities.

Get rewarded with offers when you use Lazypay Online Loan 

When you use the Lazypay App for any payment, you are entitled to a host of offers from vendors who are tied up with Lazypay. For instance, Swiggy, the food delivery giant, offers a cashback of 30% up to a maximum of ₹ 150. This is for the first two transactions on Swiggy for food delivery via Lazypay. This can be redeemed with a Swiggy coupon code or  Swiggy cashback offers.