Insurance against material loss
Your company’s cars are vulnerable to a wide range of threats on the road or in storage, including minor collisions, wildlife encounters, and bad weather. Allow us to assist you in securing physical damage insurance for your fleet. If your car is damaged, we’ll assist pay to fix it or replace it at no cost.
With physical damage insurance, you can protect your automobiles from accidents, vandalism, fire, and theft. This sort of car insurance is frequently required by lenders when taking out a car loan or lease. Auto insurance does not consist only of physical damage coverage. In most cases, simply collision and comprehensive coverage will be enough.
This implies that your physical damage policy covers disasters like fire and theft. This will assist in defraying the cost of fixing your automobile in case of a break-in.
Insurance against physical damage also protects against:
- Vandalism
- Objects in free fall
- Rollovers
- Vehicle-on-vehicle collisions
- Fire
- Quakes caused by animal strikes
- This coverage, however, will need to provide absolute safety. Auto insurance policies are complex, and you likely still need to be adequately protected only by having physical damage coverage.
- Accident-related medical costs for you or any injured passengers.
- Damages awarded in a lawsuit filed following an accident.
- Missed work means lost pay for you and your passengers.
- Theft of personal items from a vehicle.
- Collision repairs for the other vehicle.