This article discusses the importance of your credit score in Dubai, especially when it comes to securing a home loan. It also provides actionable steps you can take to improve your credit score in order to get better loan offers. A credit score is a numerical representation of your creditworthiness, based on factors such as your payment history, your credit utilization, the length of your credit history, the types of credit accounts you have, and the number of recent credit inquiries you have had. A higher score indicates lower risk and can help you get better loan terms. To improve your credit score, you can: Check your credit reports for accuracy, Make sure you pay your bills on time to maintain a good payment history, Keep your credit card balances below 30% of your credit limit, Don’t open too many new accounts in a short amount of time, Diversify your credit types to show responsible credit management, Limit new credit inquiries to avoid score decreases, Keep your old accounts open to keep your credit history going.