How Mobile Notary Applications Can Benefit You
Notary public refers to a person who is empowered by the California Secretary of State to notarize legal documents and execute same. This notary carries out his responsibilities according to the state he resides. A person with a commission as an “asset manager” or “asset notary” of the office of the secretary of state is entitled to perform notary public duties in a particular county in the state. This office has been created for the benefit of the public by the state legislature. The general functions of a notary are mentioned below:
Notary Public Offices Generally, the term “notary public” encompasses any individual who is authorized by the California Secretary of State to solemnize notarized signatures on documents. In practice, this term includes the notary public of a particular county, district or area. Generally, this individual holds a commission which is renewable every four years. The most common types of notary publics are those employed in the county offices. The office of the California Secretary of State has delegated the responsibility for appointing the mobile notary publics to the boards of notaries public.
Notary Publics Oakland, CA mobile notary Publics are mostly appointed from a pool of candidates nominated by the candidates or the county clerk if they are not public officials. They perform their official duties under the supervision of the Secretary of State. The number of notary public in the state is generally less than 10 in any one area.
Notary Oakland, CA mobile notary An individual with a commission as an “asset manager” or “asset notary” of the office of the California secretary of state is also entitled to perform notary public duties. These individuals are responsible for verifying the genuineness and validity of loan documents. He presents an authenticated certificate to the borrowers, which certifies that the borrower has obtained the loan documents duly executed under the law of California. Such individuals may be employed by financial institutions or large corporations to carry out such functions. The California secretary of state requires that the individual should have a professional degree in notary public principles.
The California department of financial institutions may delegate the functions of mobile notary publics to officers or employees of banks or lenders who are authorized to act on behalf of the bank or lender. The certificate of the said officer or employee serves as a proof that the person has been commissioned by the lender. However, the officer or employee cannot act as the notary unless he has been properly appointed by the lender. Such officers or employees are also responsible for maintaining accurate books of account and for forwarding the loan documents to the lender. The officers and employees of banks and lending institutions need not be financial experts, though they need to have good writing skills.
There are various requirements needed for becoming a mobile notary public. To get the license, one needs to complete an approved education course and pass a notary exam. Besides, notaries are expected to clear a test covering the basic notary laws and ethics, financial terminology, and business and accounting basics. Aside from these two basic courses, notary applicants need to have three additional years of specialized training. Usually, a notary public spends one year in school earning a degree in commerce or accountancy before he or she can apply for the license.
After obtaining the license to operate a mobile notary company, an individual can either run his/her own office or work for an existing firm. Business owners hire mobile notary companies to conduct their business transactions and generate sales. Many people are self-employed and do not have any partners. A self-employed person may not have the time to secure the notary license, and for him or her, hiring a company to provide a notary will be more economical.
The mobile notary commission is the only source where an individual can get notary license. In most states, notary publics are appointed by the county government and obtain their documents from the county office. However, notaries can also be licensed through the federal government through the Tribal Notary Initiative. These licenses are easier to obtain since they do not need to be reappointed after getting a notary license once.
