Enjoying the Perks – A Shopper’s Guide to Five Back Gift Card

 

Buying gift cards can get expensive, especially if you include shipping charges or customization fees. One option that costs about the same as other Visa gift cards is Five Back, which earns money back on purchases made at participating merchants. However, the purchase fee varies by card value. It is $6.95 plus the dollar amount you load onto the card.
1. Get 5% Back on Every Purchase

If you buy gift cards to give as gifts, the best way to get maximum value out of them is by using a credit card that pays you 5% back on your purchases. fivebackgift.com Many of the top rewards cards offer 5% cash back on a limited number of spending categories, but they also often include general shopping rewards. A few key considerations can help you decide if a 5% back gift card is right for you.

A 5% return on purchases is very appealing, but how much you earn each month depends on the spending categories your card allows. For example, some cards pay 5% back on the first $500 spent in each billing cycle, while others have spending limits.

Another important factor is that some 5% cash back cards require you to activate your top reward category each month or quarter. This can be easy to overlook or forget, which means missing out on the most valuable rewards.

It’s worth noting that the best gift cards for 5% back are not necessarily the most expensive ones. In fact, you can find several Visa gift cards that offer 5% back for as little as $5. You just need to be willing to take the time to compare costs and find the card that meets your needs.

For example, if you shop at Amazon frequently and would like to earn 5% back on the purchase, consider the Amazon Prime Visa Card. The card is a Visa debit card, meaning it can be used wherever that type of card is accepted, including at many brick-and-mortar stores. Its main drawback is that you don’t have the ability to return merchandise or use a credit card balance, but that’s unlikely to be a problem for most people.

Likewise, if you love to shop at Target, check out the Chase Incentives & Benefits credit card. The card offers 5% back on the first $6,000 you spend each year in one of the card’s rotating spending categories, plus 2% on everything else (up to $1,500 spent). You can also earn a $250 statement credit after you make $3,000 in qualifying purchases in your first six months.
2. Get Free Shipping on Your Orders

There are a few things we can count on every holiday season: time off from work; an overweight, bearded out-of-towner breaking into our home through the chimney; tone-deaf neighbors singing at our doorstep; embarrassing office party antics; overeating and of course, gift cards. But if you’re going to spend money on a gift card, you want it to actually get used, rather than left forgotten in a drawer full of clutter. That means getting a good deal on the card, not having to pay shipping or purchase fees and, of course, getting something that the recipient will really like.

If you’re looking for a way to make your gift card purchases more rewarding, consider signing up for an online rewards program that offers free shipping on your orders. Many of these programs also offer exclusive coupons and specials that can help you save even more on your favorite retailers’ products.

Another great way to boost your rewards is by purchasing a Five Back Visa gift card. This prepaid card can be used anywhere that Visa debit cards are accepted and it comes with a variety of perks that you can enjoy, including 5% back on all purchases.

It’s no secret that perks can have a big impact on employee morale and retention. Unfortunately, too often employees come into a job expecting a host of benefits only to be disappointed when they find out that their company isn’t offering what they thought it would. That’s why it’s important to listen to feedback and provide a variety of perks that will help your employees feel connected to the business and to one another.
3. Get an Additional 5% Back on Your Purchases

Many credit card companies offer perks that can help you earn additional money back on purchases. For example, some cards will give you 5% back on specific categories like gas or groceries, up to a quarterly maximum. These cards may be a good fit for you if you frequently make these types of purchases and are interested in getting a higher overall rewards rate than the 1-2% average offered by most cards.

Another type of perks is a gift card that offers a percentage of your purchase back in cash upon redemption. These cards are typically sold for around the same price as a regular prepaid Visa card and are a great way to get some extra money back on your purchases. However, there are some important things to keep in mind when shopping for a prepaid gift card with bonus money back. First, it is important to factor in any fees associated with the card. This includes the purchase fee, shipping charges and customization charges if applicable. These fees can quickly add up and reduce the amount of money you’ll end up with in your account.

Lastly, it is important to consider whether the prepaid card offers any benefits that are not included with other credit or debit cards. For example, some prepaid cards offer cash back on food purchases at participating restaurants. These cards can be a good option if you spend a lot of time dining out and want to get some extra money back on your spending.

While there are many different perks available, it’s important to choose the right one for your needs. By taking the time to understand your spending habits and what perks you enjoy most, you can ensure that you are getting the best deal possible on a prepaid card with bonus money back.

To learn more about the various perks available, check out NerdWallet’s top-rated prepaid and Visa cards, based on our scoring formula that incorporates coverage options, customer experience, customizability and cost. Then, you can shop with confidence knowing that you’re getting the best deal on your prepaid card and will be able to use it to earn the most money back on your everyday purchases.
4. Get a Free Gift Card with Every Purchase

Gift cards are great for gifts, but they can also be used as a way to shop for yourself. Many stores and restaurants offer free gift cards with purchases, giving you a chance to get something for yourself without spending a dime.

One of the easiest ways to get a free gift card is to use cashback apps. These are apps that offer you a percentage of the money you spend at specific stores, brands and websites. You can find a variety of these apps on the Apple App Store or Google Play, and some of them include gift card offers as well.

Another great way to get a free gift card is to trade-in old items. Some companies like Amazon will give you a gift card in exchange for electronics, books or video games that you no longer want. They also offer free shipping on all of their trade-ins, making the process easy and quick.

You can also use receipt scanning apps to earn free gift cards. These apps allow you to earn cash back on a wide range of products, from grocery stores to clothing retailers. Some of these apps even let you redeem your earnings for gift cards at Amazon, Target and Sephora. Many of these apps will also save your receipts for you, allowing you to track your spending and stay within your budget.

The benefits of getting a free gift card are endless. The euphoria of giving someone the perfect gift while knowing that you didn’t have to spend any money is unmatched. Plus, there’s nothing quite like receiving a gift card to your favorite store to treat yourself. Perks come in all shapes and sizes, with some focusing on traditional elements of work, such as doughnuts or beer, while others are more modern and stylish. Hewlett-Packard, for example, is credited with starting the perks craze by offering doughnuts and beer in the office, while Google has taken it to the next level with slides and swimming pools. Whatever the perks are, they can definitely make working more enjoyable.