Commercial Vehicle Liability
Truck, commercial, and business car insurance are all names for the same thing. Truck insurance is a broad term that includes several different types of coverage, including but not limited to vehicle insurance.
In the case of an accident that results in injuries or property damage, a business vehicle insurance policy will pay for related medical expenses and cover repairs. It protects automobiles from theft, vandalism, certain climate conditions, and collision damage.
Exposures are distinct and substantially more prominent in the business trucking sector, necessitating commercial vehicle coverage rather than a personal auto policy.
A commercial vehicle insurance policy covers your employees and any hired drivers, even though it is meant to protect you, the company owner, and your assets.
Commercial car liability insurance is recommended if your firm involves customers or workers using their vehicles. If one of your drivers is proven legally responsible for another person’s injuries or property damage, our car liability insurance can help protect you and your business. If your company faces a lawsuit because of a covered accident, this insurance might assist in paying legal fees.
We provide commercial vehicle liability insurance for everything from corporate fleets to dealerships to motor carriers.
When a dire situation arises, as an accident, robbery, vandalism, or other damage to a corporate car, commercial auto insurance may help cover the costs.
Reasons why a company needs commercial car insurance
Commercial auto insurance will pay for repairs and medical expenses when you or an employee are at fault for an accident involving a business car.
There are five distinct coverages offered by commercial vehicle insurance, and they are as follows:
- Liability insurance for cars pays for defense fees in the event of a car accident lawsuit.
- Accident-related medical expenses are covered.
- What to do if someone else is hurt in an accident
- automobile, collision coverage will help pay for the repairs.
- Theft and other types of damage, such as vandalism, are covered under comprehensive insurance.
- Make sure you and your passengers are safe from any potential financial fallout of an accident with an uninsured motorist by purchasing uninsured motorist coverage. Uninsured motorist coverage is available in certain states.
