Avail Personal Loan, Apply Online Instantly with Zero Additional Costs

ByNafas
Personal loan in Pan Card -c1e935d8

Please apply for a personal loan online, and utilise it to travel to your dream destinations, renovate and furnish your home, purchase personal appliances, and plan wedding destinations or medical emergencies. You can use a personal loan for anything you wish or need. Because personal loans are readily available by Buddy Loan, consider taking a personal loan from here to get the best lenders to match according to your interest and requirement with minimum documents and no-additional fee or processing fee and save quite a bit of money.

However, let’s move further toward understanding the steps to get a personal loan apply online and document the requirements.

How To Apply For Personal Loan Online?

Buddy Loan is one of the best platforms that avails your personal loan from Rs. 10,000 to 15 lakhs. Also, you’ll not have extra charges to avail of this amount. Personal loans are the most significant boon as they provide no additional and no processing fee. So now it is your time to take a personal loan, the procedure is as follows:

  1. Download the application Buddy Loan App or go to their official Buddy Loan website and find the page “Apply for a loan.”
  2. It will lead to a page where you’ll have to provide your phone number and OTP ( One Time Password), which you’ll get as a message.
  3. Next, an essential step is to update your PAN (Permanent Account Number) card number.
  4. After which you’ll have to upload the other necessary documents and information-
  • Email ID
  • Employment type
  • Company Type
  • Your industry type
  • Current company name
  • Present companies address
  • Year of employment
  • Monthly income
  • Mode of salary transaction
  • Full name ( according to PAN and Aadhar card)
  • Current residential PIN code.

It takes under 5 minutes to fill in the information. Then lenders will immediately approach you via messages, phone, emails and other modes of communication with the best deals for you.

  1. Now, you’ll get a list of lenders according to your details. Then choose the right fit for you. Also, you might receive offers. Be sure to consider interest rates, loan amount and tenure before choosing a lender.
  2. Then the lender will verify your information and cross-check all the details before sending it to the concerned lender.
  3. You’ll receive the loan amount in your Bank account in a while. 

So this was a hassle-free process to instantly get a personal loan within a few minutes. Also, understand the primary document needed to avail of the personal loan.

Document Requirement For A Personal Loan

Here are some documents you’ll need to apply for a personal loan.

  1. Identity and age proof – passport, driving licence, voter ID, PAN card
  2. Complete the application form with the photograph attached.
  3. Residence proof- passport, driving licence, postpaid, landline bill and utility bills like gas, water, electricity bill and Voter ID.
  4. Last three months salary slip.
  5. Proof of income- previous three months’ Bank statements, preferably provide salary account statements.
  6. Submit form 16 or the previous three years’ computation of ITR (Income Tax Returns).
  7. PAN or Aadhar card
  8. Additional documents for self-employed professions are-
  • Submit profit and loss statements and balance sheets for the previous three years. The audit computation must be by a CA (Chartered Accountant)

Thus, now you have an idea about the procedure and document requirements to avail of the personal loan. Go ahead and apply for it now.

At The End

So, concluding that you can obtain a personal loan with minimal documentation. Also, avail it with zero processing and additional costs from Buddy Loan. Now you have the best opportunity to take advantage of fund availability online without any hassles. Personal loans are the ideal solution in case you need cash.