AU Small Finance Bank Credit Card: Everything You Need To Know
Most people prefer credit cards to save money since people get access to a variety of deals and discounted rates. As a result, the AU Small Finance Bank introduced 4 special credit cards featuring numerous advantages. Such cards allow you to enjoy luxury benefits and make transactions while traveling abroad easier. Anyone can conveniently spend or go above their purchasing restriction with a credit card. Utilizing a credit card to make a virtual transaction is now very popular. Without the use of any paperwork, anyone may apply for the card. Should individuals wish to obtain a credit card, they can do so through AU Bank and benefit from appealing promotions.
Benefits:
Joining benefits:
The one thing that many people look for while seeking a credit card is whether the credit card offers welcome or joining benefits to its users. Therefore, most banks now offer these benefits to their customers. AU Small Finance Bank also offers these benefits through their credit cards.
Insurance coverage benefit:
Another perk that is considered very important by the users is the insurance coverage benefits of a credit card. Good thing is that AU Small Finance Bank credit cards provide their users with numerous benefits including insurance and protection coverage. In case a customer’s credit card is lost, misused, or damaged free card liability cover can aid customers in recovering any losses.
Grace period:
A grace period occurs whenever the credit card provider renounces the transactional charge. Most credit cards have a grace period, although it does not begin unless the account balance is entirely settled by the timeframe specified. In short, it is a timeframe where any transaction you make will not occur any interest. AU Small Finance Bank credit cards provide users grace period that may go up to 60 days.
Convenient:
Nowadays, credit cards are highly popular since they not only offer a wide range of advantages but are also exceptionally practical in the event of a crisis. Additionally, the key benefit is that you’re able to complete the transactions without affecting your wallet or monthly spending plan. With the help of tap and pay and a number of other alternatives, credit cards give you access to a line of credit that makes it easier and more convenient to make purchases with your card.
Cashback and reward benefits:
The reward and cashback benefits provided by a credit card are yet another perk that consumers value highly. A lot of unique incentives are available on AU Bank Credit Cards. They can include cashback, rewards or the collection of credit points whenever you use your card to purchase groceries, utilities, retail shop purchases, or any other expenses. They are redeemable in the future for whatever you want to purchase whether it is to buy an item using the points or to settle debts.
AU Bank credit cards:
AU Bank Zenith Credit Card:
The AU Small Finance Bank delivers one such premium credit card called the AU Bank Zenith Credit Card, which includes a number of advantages, promotions, and flying advantages. The yearly card charge for this card is Rs. 7,999 plus any relevant taxes. On each occasion, users use their AU Bank Zenith Credit Card to make purchases like restaurants, retail, or traveling abroad, and they can get bonus points.
Benefits:
On qualifying shopping of Rs. 2 lakhs made each quarterly, milestone bonuses contain Rs. 1,000 vouchers.
Free admission to over 1,000 airport lounges nationally and worldwide.
Priority Pass is required for two free lounge entries each quarterly in any way affiliated lounges. Utilizing the Zenith Credit Card, customers can enter 4 national lounges without charge each quarterly.
Coupons of Rs. 1,000 for the initial point-of-sale store purchases. Upon reaching total spending of Rs. 1 lakh, you will receive 10,000 Extra credit points.
AU Bank Vetta Credit Card:
Through the use of an AU Bank Vetta Credit Card to shop your groceries and pay any expenses, customers may receive bonus points. Whenever customers hit milestone spending levels, they receive additional reward points. The annual charges of this credit card are Rs. 2,999. Go for this card if you’re searching for a credit card that gives special reward perks.
Benefits:
On a monthly expenditure of Rs. 50,000, a Zomato Pro membership is provided. The promotion is only valid about once a year.
Whenever customers utilize their AU Bank Vetta Credit Card to make a shopping purchase on their birthday, they will receive 1,000 additional bonus points.
Whenever users spend Rs. 30,000 during the initial 60 days of having their credit card established, they will receive coupons from associate brands amounting to Rs. 2,000.
Receive a 1% fuel surcharge exemption on purchases made at any fuel station in the nation ranging from Rs. 400 to Rs. 5,000. Each purchase may only be exempt from the fuel cost up to a total of Rs. 250 per reporting period.
AU Bank Altura Plus Credit Card:
The Altura Plus Credit Card is the finest choice for those seeking a card with a wide range of advantages. This credit card offers rebates, incentives, waivers of gas surcharges, and milestone earnings.
Benefits:
Coupons of Rs. 500 on a required retail purchase of Rs. 10,000 made during the 60 days of the card’s establishment
Each Rs. 100 users use to make an online purchase earns them two times as many bonus points. With each Rs. 100 spend on shopping, customers receive 1 reward point.
While using the AU Bank Altura Plus Credit Card to purchase gas at whichever fuel pump across India, customers get to receive a 1% exemption on the fuel surcharge.
Any Point of sale retail purchases made at participating merchants earns 1.5% Cashback. A total reward of Rs. 100 is available each statement period.
AU Bank Altura Credit Card:
Alongside free airport lounge entrance, milestone incentives, etc., the AU Altura Credit Card provides significant discount vouchers on purchases. One such card may be a fantastic choice if users want a card containing advantages spanning many areas.
Benefits:
If customers utilize the AU Bank Altura Credit Card to purchase gas at whichever filling pump throughout India, their fuel surcharge is waived by 1%.
Once you’ve notified the credit card issuer of the disappearance of your card, you will bear 0 accountability if the card is misused to perform unauthorized purchases.
Customers may utilize the AU Bank Altura Card to quickly, securely, & easily purchase items amounting to Rs. 5,000 at select retailers without providing their credit card PIN.
After spending a total of Rs. 10,000 in retail purchases during each statement session, you will receive an extra Rs. 50 cashback.
AU Small Finance Bank LIT Credit Card:
Users may choose or modify perks on this credit card to fit their needs. They don’t need to purchase several cards across various areas like restaurants, traveling, etc.; rather, users may choose the sections and areas they prefer and quickly change between the various benefits at any time they want.
Benefits:
Both nationwide and worldwide retail purchases, in addition to all in-store point of sale and contact-free domestic and foreign payments, will earn 10 times and 5 times as many bonus points, respectively.
Take advantage of fun and health subscriptions at Zee5, Amazon Prime, and Cult.fit.
Bottom Line:
Every AU Bank credit card customer obtains a predetermined line of credit. When you make an in-store purchase, your card is scanned, and the necessary sum is subtracted from the allowed limit. The card may likewise be used for digital transactions and payments and internet shopping.
Additional Reading: How To Protect Yourself From Credit Card Fraud