Get Prepared for Annual Enrollment Period 2022 Medicare

ByAccess Health Care Physicians, LLC

If you are looking to change your existing coverage, AEP is the time to do so. Medicare open enrollment is the period during which you can join, switch or drop a Medicare health plan, prescription drug plan, or Medicare Advantage Plan. To be fully prepared for Medicare’s open enrollment, you must be familiar with a few different areas.

The Medicare Annual Enrollment Period runs every year from October 15 to December 7. If you want to change your existing Medicare plan or coverage for the upcoming year, AEP is the right time. So, be prepared before Medicare AEP commences. After all, choosing the right healthcare plan is important as you grow older.

Tips to Prepare for Medicare Annual Enrollment Period in 2022 Review your existing Medicare plan for changes.

Your Medicare prescription drug plan or Medicare Advantage plan is subject to annual cost and/or coverage changes. These changes become effective on January 1. You have to understand these when making choices during AEP. Common changes include providing new benefits, updating the list of covered drugs, cost changes, or removing any previous benefit.

Every year, you will get an Annual Notice of Change (ANOC) letter that outlines changes for the upcoming year. You will typically receive the letter in September. If you do not, you can reach out to your provider.

Read through the ANOC letter thoroughly. It typically lists changes like changing your premium, raising your co-pay, including or excluding a benefit, etc.

Go Through the Medicare & You Handbook Medicare & You is an official handbook that explains all Medicare coverage, costs, policies, and other relevant things. It is updated every year. So, make sure you review the handbook for any new changes in Medicare rules or policies to stay updated.

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Determine Your Health Care Needs Your healthcare needs may change over time, and you may need new or different healthcare services in the coming year. So, make sure you figure out your potential healthcare needs.

Key considerations when choosing a plan during AEP:

  1. A developing or diagnosed health issues

2. Planned medical procedures

3. New medications prescriptions

4. Changes in your financial condition

5. You need to find a new doctor

6. Need healthcare when you live away from home

Your Medicare Plan Should Meet Your Healthcare Needs Now that you have assessed your healthcare needs and reviewed plan changes, it is time to review your current Medicare plan more closely. First, evaluate your ongoing plan to determine if it will fit in the year ahead.

If it seems fit, you do not need to do anything during AEP. Stay on your plan as long as it continues to meet your medical needs and you are able to pay premiums and other costs.

Know All Important Dates It is easy to get confused between important dates of Medicare Enrollment Periods. So, mark your calendar.

  1. Release of new plans: October 1

2. The first day to make changes to your plan: October 15

3. Deadline for selection: December 7

We suggest you avoid waiting until the last day. Otherwise, you might not get your Medicare ID card until February.

Final Tips: Be Ready With the Right Questions Write down all your expectations and questions related to a healthcare plan. Make a list of doctors nearby you need to see, the hospitals you go to, and all your current medications. Keep this list handy when you reach out to a Medicare plan provider.

Arming yourself with this knowledge and your questions will help you make an informed decision when buying or making changes to your Medicare plan before, during, or after the Medicare Annual Enrollment Period.

This guide is intended to help you understand the ins and outs of the Medicare Annual Enrollment Period, but if you’d prefer to speak with someone about your Medicare options, give us a call any time at 352-688-8116. We are always here for you with the best Medicare advice and support out there.

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At Access Health Care Physicians, we are dedicated to the delivery of primary and specialty care. Our multi-specialty group provides care to the people of Spring Hill, Florida, or other multiple locations. We specialize in the areas of internal medicine, Abdominal Ultrasound, Anodyne Treatment, Blood Draws, Bone Density Testing, Carotid Doppler, etc. Along with the array of services provided by our internists to prevent, diagnose and treat medical conditions in adults, our clinic also offers a number of other specialized services. We will always have time to serve you. You will have direct access to your physicians. We are also helping businesses take command of the healthcare they provide for their employees. No longer will businesses have to struggle to pay for quality healthcare. We will provide higher quality care at a lower price.