What is Apple Pay and How Does it Work?
Apple Pay is a mobile payment and digital wallet service created by Apple Inc. It allows users to make payments using an iPhone, iPad, or Apple Watch. Apple Pay can be used to pay for goods and services in person, online, and in apps.
To use Apple Pay, you first need to add your credit or debit cards to Passbook on your iPhone, iPod touch or iPad.
Compared to other mobile payment services, Apple Pay is unique in that it’s integrated directly into the Apple Wallet app on compatible devices. Other companies use third party apps for their own services. For example, Google Wallet uses Android Pay while Samsung Pay uses LoopPay (which they recently purchased).
When you’re ready to make a payment, just hold your iPhone near the contactless reader with your finger on the Touch ID sensor. Your iPhone will vibrate and beep to let you know the payment has been accepted. You can also use your Apple Watch to make payments by double tapping the side button and holding it up to the contactless reader.
Apple Pay is accepted at millions of locations worldwide, including Apple Retail Stores, McDonalds, Subway, Macy’s, Nike, and many more. You can also use it to make purchases in apps and on the web.
Apple Pay is a secure payment method because it uses Touch ID and a unique Device Account Number to process payments. Your card number and other personal information are not stored on your device or on Apple’s servers.
Apple Pay is available in the United States, United Kingdom, Canada, Australia, China, France, Hong Kong, Ireland, Japan, New Zealand, Russia, Singapore and Spain. More countries are expected to be added in the future.
If you’re not in one of the countries where Apple Pay is available, you can still use your iPhone or iPad to make payments using other mobile payment services like Android Pay or Samsung Pay.
So, what is Apple Pay and how does it work? Apple Pay is a mobile payment and digital wallet service that allows users to make payments using an iPhone, iPad, or Apple Watch. It’s a secure payment method that uses Touch ID and a unique Device Account Number to process payments. Apple Pay is available in the United States, United Kingdom, Canada, Australia, China, France, Hong Kong, Ireland, Japan, New Zealand, Russia, Singapore and Spain. If you’re not in one of those countries, you can still use your iPhone or iPad to make payments using other mobile payment services.
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