Student Credit Cards - Apply Online at GetDiscoverStudent.com

Getting your first credit card as a student can be an exciting yet daunting experience. With so many options and factors to consider, knowing where to start can seem overwhelming. That’s where GetDiscoverStudent. com comes in. Discover offers some of the best student credit cards, with perks tailored specifically to help students establish wise credit habits.

Why Apply for a Student Credit Card?

There are several key benefits to applying for a student credit card:

Build Your Credit History

Using a credit card responsibly by paying your balance on time each month demonstrates to future lenders that you can handle debt appropriately. This helps build your credit score which will be important later for getting approved for loans, apartments, and even jobs.

Learn Healthy Financial Habits

A student card enables you to practice budgeting, money management, and responsible spending while still having a safety net if you ever overspend. Making minor mistakes now is all part of the learning curve.

Access to Deals & Rewards

Many student cards offer cash back, rewards points, exclusive discounts, and other perks you can utilize during your college years and beyond. Taking advantage of these incentives allows you to maximize savings.

Introducing GetDiscoverStudent.com

GetDiscoverStudent.com allows students to easily compare Discover’s three student credit cards side-by-side to identify the best fit based on their needs and finances.

Discover offers some of the top rewards rates available for student cards, with no late fees or penalty APRs. They also routinely get ranked as a leading student card provider thanks to their array of benefits like good grades rewards, zero fraud liability, and free access to their FICO® Credit Score.

How to Apply for a Discover Student Credit Card

Ready to submit your student card application? Here is a quick step-by-step overview:

Gather Basic Information
- Legal name, birthdate, Social Security Number
- Estimated annual income
- Housing situation (rent, live with parents, on-campus, etc.)
Provide School Details
- College name, enrollment status, expected graduation date
Submit Application Online
- Only takes ~5 minutes at GetDiscoverStudent.com
Wait for Response
- Typically get decision within minutes
- May require to upload documents for income verification
Activate and Use Card
- Digital card available instantly upon approval
- Physical card will arrive within 7-10 days

The online application process is quite straightforward. Discover even offers a “pre-qualification check” you can try without impacting your credit score. This helps determine if you are likely to get approved before formally applying.

Which Discover Student Card is Right For You?

Discover offers three different student cards to meet varying needs. Here is a quick comparison of the main differences:

	Discover it<sup>®</sup> Student Cash Back	Discover it<sup>®</sup> Student chrome	Discover it<sup>®</sup> Student Loans
Rewards Rate	5% cash back in categories that rotate each quarter up to the quarterly maximum, 1% cash back on all other purchases	2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases	1% cash back on up to $3,000 in purchases per year
Welcome Bonus	$20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years	$20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years	Match your cash back after first year – basically get 2% back instead of 1% that year
Benefits	No late fee on your first late payment; No annual fee	No late fee on your first late payment; No annual fee	No late fee on your first late payment; No annual fee
Ideal For	Students who frequently spend in categories like dining, groceries, gas, etc. Ideal for maximizing cash back earnings	Students who dine out or commute using their car. Straightforward 2% and 1% cash back structure	Students primarily using card to build credit. Small amount of cash back potential

As you can see, the Discover it® Student Cash Back card offers the highest rewards potential for students able to maximize the 5% cash back categories. Just remember to activate these categories each quarter.

The Discover it® Student chrome card keeps things simpler with a flat 2% back on popular spending categories like gas and dining.

And the Discover it® Student Loans card is perfect for students less focused on rewards and more interested in responsibly building their credit history.

No matter which one you choose, all three cards make it easy to establish healthy financial habits, keep track of your spending, provide useful transaction alerts, and even access your FICO® Score for free.

Ready to Find Your Match?

Head to GetDiscoverStudent. com and see which Discover card best suits your student lifestyle! And remember, maintaining responsible card usage and paying your bill on time each month establishes long-lasting practices that will serve you well financially for years beyond graduation.

Student Credit Cards – Apply Online at GetDiscoverStudent.com