6 Reasons Why You Should Opt for Axis Bank Credit Cards
One of the leading banks in India that offers a wide range of credit cards is Axis Bank. You can find credit cards from basic to super-premium ones. Get your hands on one of the best Axis Bank credit cards and enjoy all the features and benefits it has to offer. Is it worth applying for an Axis Bank credit card? Why should I opt for Axis Bank credit cards? The answers to these questions will be dealt with in this article. You get from shopping benefits to travel benefits on a credit card, what makes Axis bank credit cards stand out among all other credit cards is the features and benefits it has. Compare Axis Bank credit cards online to choose one credit card which is of the highest value to you.
Read on to know the Axis Bank credit cards benefits and features.
- Interest-free period: With Axis Bank credit cards you get the facility of an interest-free period of up to 50 days. During this period the bank does not levy any finance charges to your credit card. This is one of the greatest advantages you can get with the Axis Bank credit cards.
- Offers: Apart from the rewards program, you get a variety of offers on your credit cards, from the shopping category to the travel category. You can use your Axis Bank credit card to avail of the offer. To know more about the current offers on your Axis Bank credit card visit the Axis Bank official website here.
- Mobile alerts: Another reason to opt for an Axis Bank credit card is that you get a mobile alert facility. Notification regarding credit card bills, bill payments, transactions, etc. on your registered mobile number. You can easily subscribe to the mobile alerts through your phone.
- Revolving credit facility: Not all credit cards have the facility of revolving credit and Axis Bank credit cards are one of the exceptions. With the Axis Bank credit cards, you can easily avail of the benefit of revolving credit. To pay the outstanding balance of the previous month in subsequent months the credit cardholder needs to pay the minimum due balance (5% of the bill amount) first.
- Auto-Debit Facility: Credit card bill payment is the essential part while using a credit card. Defaulting in payment of credit card bill payment can hurt the credit card history. To avoid missing the due dates, the Axis Bank credit cardholder can easily register for the auto-debit services so that on or before the due date the credit card bill will automatically get debited from the account. Paying the full bill on time helps you in building a good credit score.
- EMI Facility: The EMI feature on Axis Bank credit cards gives you the freedom to pay the big spends in small amounts over the course of time. Within 15 days of the card statement, you can convert your spending into EMIs for 3/6/9/12/18/24/36 months depending on the product terms and conditions.
Bottom Line:
To summarise, the above features of the Axis Bank credit cards can be enough reasons for opting for an Axis Bank credit card. Analyze your needs and spending habits and accordingly apply for an Axis Bank credit card that compliments your profile. One of the popular co-branded credit cards offered by Axis Bank is the Flipkart Axis credit card which is highly rewarding for first-time credit card users. Having a credit card is one thing but using it wisely is another.
Share your experience with the Axis Bank credit cards and why one should go for the Axis Bank credit cards in the comment section.
Additional Reading – How To Get Flipkart AXIS Bank Credit Card Online?
